We should help start the home to homeownership for you personally.
We are right right right here to resolve the questions you have about mortgages or any other financing that is home-related. U se the application form form below to start out the certification procedure and a Jefferson Bank financing professional shall contact you.
We’re right right right here to resolve all of your questions about mortgages or other home-related funding options. Contact us at (210) 736-7700
Home Loan Items
Home Loan Options
Having a fixed-rate home loan, you realize just what your month-to-month principal and interest re re re payments would be when it comes to lifetime of the mortgage. Your rate of interest is locked in along with a choice of a few payment that is different. It really is a perfect solution in the event that you intend to remain in your property for an extended time of the time and feel more content because of the security of a rate that is fixed.
Having a supply, rates of interest may be locked set for a single, three, five, seven, or ten time period year. Following the term expires, your price adjusts either up or down in line with the monetary index connected together with your specific loan. A supply could be the right solution in the event that you intend to be at home for a short while or would you like to make the most of a lowered, initial rate of interest.
We provide a distinctive portfolio loan item that might help potential customers with unique circumstances or atypical funding demands, that make it hard to be eligible for a old-fashioned mortgage loan. They could be utilized for main residence or 2nd domiciles.
- Competitive prices
- Quick turn times
- Reduced documents
- In-house processing, underwriting and shutting
- No prepayment penalty
- No Private Mortgage Insurance (PMI)
Purchasing a house doesn’t always require a big advance payment.
An FHA loan might be the perfect solution for you if you’re looking to buy a home but don’t have the funds saved for the typical 20% down payment. More